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No es necesario contratar un seguro para acceder a los préstamos del ICO | Confederación Española de Transporte de Mercancías
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Desde la correduría de seguros Afersa, nos informan de que, según se establece en el Real Decreto 8/2020 de 26 de marzo, los préstamos avalados por Estado para pymes y autónomos del Instituto del Crédito Oficial (ICO), no están condicionados a contratar pólizas de seguros.

 

Esta cuestión también se recoge en el artículo 192.02j del Real Decreto Ley 3/2020. Por tanto, las entidades financieras no pueden imponer la contratación de seguros para la tramitación de dichos préstamos.

 

La CETM, traslada a las empresas de transporte de mercancías esta información, para que la tengan en cuenta si planean acceder a esta Línea de Avales que el Gobierno ha puesto en marcha ante la crisis del COVID-19.

 

Si necesitan consultar las condiciones pueden hacerlo a través del siguiente enlace: https://www.ico.es/web/ico/lineas-ico